Beluga Pay — The First Complete Mobile Point of Sale System.
Overview
In 2017, more than 2 billion adults and up to 39% of the total global population still do not have access to a bank account. In developing countries, that number is even higher.
According to the World Bank’s Financial Inclusion Database, as of 2015, almost two-thirds of the populations of just five countries — Indonesia, Philippines, Nigeria, Colombia, and Peru (a combined 630 million people) — remain unbanked. If one includes all middle income and developing nations, that number rises to a whopping 3 billion-plus humans without access to a bank account, let alone access to basic financial tools such as a debit card. Despite the leaps made by financial technologies in the past few decades, it is clear that access to simple, 21st century financial utilities remains shockingly low.
Digital payments are the solution that will provide entry to financial inclusion for these billions of people. That said, financial exclusion still remains, in large part, because most merchants in underserved demographics still deal only in cash. These micro and small businesses (MSMs) — the local food vendors, gasoline stands, mobile phone kiosks — the lifelines for most people, represent over USD 6.5 trillion in transactions annually. Yet less than 10% of these merchants currently accept digital payments.
BELUGA will be fully compliant in every jurisdiction it operates in with strict Know Your Customer (KYC) and Anti-Money Laundering (AML) processes.
Product
Our mission
Our mission is to make life easier for merchants, We believe it is possible to have one solution to manage payments for your business, customers and personal life.
=> Beluga Point of Sale
A robust mobile app to accept debit, credit and crypto for small businesses. Manage customers and grow with actionable analytics.
=> Beluga Point of Sale
A tablet app to manage servers, tables, orders and food menu. Streamlined to even print out incoming orders for the kitchen.
=> Beluga Peer 2 Peer Transfers
An easy to use mobile app to initiate peer 2 peer transfers with friends. Send via credit, debit or crypto and deposit the next day to your bank account.
=> Beluga Payment Data
Merchants can purchase data with BBI tokens to see anonymized spending patterns from their ideal look-alike customers.
BBI Token Utility
- Membership
BBI can purchase Beluga Pro membership with advanced analytics and CRM tools.
- Factoring
BBI is used to increase merchant deposit speeds, from three business days, down to one.
- Loyalti Rewards
BBI used for rewards (similar to Air Miles.)
- Earn from fees
BBI token holders earn 0.5% on all transaction fees.
Token Sale Details
- Token : Beluga Banking Infrastructure (BBI)
- Fixed Supply : 100,000,000 BBI Tokens
- ICO Starts : December 1, 2017
- Platform : ERC20 Token
- ICO Ends : January 14, 2018
- Exchanges :Listing on February 14, 2018
TEAM
Alex Avila (Chief Executive Officer)
Alex is a blockchain evangelist and a product designer. Alex is the co-founder of Beluga’s predecessor Espiralapp.com. Currently Alex is also a consultant for Citigroup coaching executives on best practices of blockchain technology and entrepreneurship. Alex dropped out of EGADE Business School and earned a certificate in Design Thinking from CEDIM Design
Hugo Munguía (Chief Technology Officer)
Hugo is a fullstack developer and blockchain enthusiast. Hugo is the CTO of Beluga’s predecessor and wrote its first line of code, Espiralapp, and leads all technical integrations with partners and certifications. Hugo graduated from Universidad de Guadalajara.
Saravana Malaichami (Chief Data Officer)
Saravana is a blockchain developer and co-founder of Smartchainers. Saravana is a regular speaker at blockchain and fintech events in India. Saravana has over 15 years of development experience. Saravana graduated from Leichsteister University.
María Avila (Head of Customer Happiness)
María leads efforts in strategic account management and customer satisfaction. María previously managed customer accounts at Deloitte. María studied Finance at ITESO.
Details Infomation :
Website : https://www.belugapay.com/
Facebook : https://www.facebook.com/BelugaPay/
Twiitter : https://twitter.com/BelugaPay
Telegram : https://t.me/belugapay
My Profile Bitcointalk : https://bitcointalk.org/index.php?action=profile;u=1273699
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