TOKENPAY — THE WORLD’S MOST SECURE COIN

WHAT IS TOKEN PAY?

TokenPay is a blockchain project that incorporates bitcoin cryptography technology with previous security and privacy features. In addition, TokenPay is building a platform that combines closed banking and private exchange. This allows the wider adoption of coins through consumer and merchant services. developing tokenpaycoin and the infrastructure to support its daily use is an important step.

The TokenPay platform has been designed to combine the strengths of an established banking institution with the flexibility and future potential of cryptocurrency. This network enables the exchange of Bitcoin, Ethereum and other major emergency crypts by bridging the transition gap to fiat. It also allows unlimited user access to cryptocurrency funds at point-of-sale merchants and ATM locations worldwide.

Users will have the ability to store Bitcoin and other cryptoes in a secure and insured wallet similar to what customers in regular banks provide fiat accounts. As a result, Counterparty Risk is naturally minimized with licensed and bonded banks. Token TPAY sales funds are intended to be used to complete banking acquisitions. This bank will operate in a way that will meet and understand the uniqueness of the needs of global cryptocurrency holders.

TokenPay Vision

Certainly in a project there must be a visionary vision and also a clear form of strategy. TokenPay has a Vision to give users the opportunity to facilitate regular Crypto against hard asset transactions with ease.

Currently TokenPay is in the process of negotiating to form a deal to become a new bank, and to acquire a bank or partner in an exciting jurisdiction and privacy system. TokenPay also plans to introduce a full suite of merchant services through TokenPay’s powerful banking platform. All charges and charges collected will be denominated in the TPAY digital token, which has been thoroughly tested and developed.

TPAY is an ultra-privacy coin that is functionally able to outperform Bitcoin in many ways. TPAY contains several unique features with the integration of Tor’s encrypted and decentralized network which is the fundamental key element of the TokenPay project.

Six Features TokenPay

- Multi-Signature Transactions

Standard transactions on the TokenPay network could be called “single-signature transactions,” because transfers require only one signature — from the owner of the private key associated with the TPAY address. However, the TokenPay P2P network supports much more complicated transactions that require the signatures of multiple people before the funds can be transferred. These are often referred to as M-of-N transactions. The idea is that TPAY coins become “encumbered” by providing addresses of multiple parties, thus requiring the cooperation of those parties.

- Ring Signatures

In cryptography, a ring signature is a type of digital signature that can be performed by any member of a group of users that each have keys. Therefore, a message signed with a ring signature is endorsed by someone in a particular group of people. One of the security properties of a ring signature is that it should be computationally infeasible to determine which of the group members’ keys were used to produce the signature.

- Dual-Key Stealth Addresses

These addresses are different from the standard addresses commonly used in cryptocurrencies and allow for better privacy. A dual-key stealth address can be shared publicly by the recipient yet any transaction made out to this address cannot be linked back to it. When the stealth address has been revealed to the payer(s), it will enable the payee to receive infinite unlinkable payments. Meaning that each payment to a Stealth address computes a new unused normal address on which the funds ought to be received, any eavesdropper will be unable to link the two addresses.

TPAY combines these features available to make the user experience a private and secure one.

- Zero-Knowledge Proof

In cryptography, a zero-knowledge proof or zero-knowledge protocol is a method by which one party (the prover) can prove to another party (the verifier) that a given statement is true, without conveying any information apart from the fact that the statement is indeed true.

If proving the statement requires knowledge of some secret information on the part of the prover, the definition implies that the verifier will not be able to prove the statement in turn to anyone else, since the verifier does not possess the secret information.

- Tor Network Integration

Tor is a distributed overlay network designed to anonymize low-latency TCP-based applications such as web browsing, secure shell, and instant messaging. Clients choose a path through the network and build a “circuit’’, in which each node (or onion router) in the path knows its predecessor and successor, but no other nodes in the circuit. Traffic flowing down the circuit is sent in fixed-size “cells,” which are unwrapped by a symmetric key at each node (like the layers of an onion) and relayed downstream.

Sophisticated Features

1. On TokenPaySecure Multi-Screen Encrypted Wallets Receive TPAY Coin by Powering The Decentralized Network

TokenPay’s secure encrypted wallets employ breakthrough Proof-of-Stake automation technology that is powered by the fully decentralized TPAY blockchain. Desktop wallet users receive rewards for simply leaving the wallet open. The processing power of the computer graphics card drives the TPAY settlement engine. This is a decentralized network, powered entirely by its users.

2. Tokenpay Branded Paper Wallet And Key Generator

The TokenPay Paper Purse is a physical document that contains all the necessary data necessary to generate a very important TPAY personal key. This method can be the safest way to save TPAY because the wallet will not be attacked by malware. All of these can be stored in a personal safe.

A Private Key will be owned by a user on a very secure TokenPay server. To create this Private Key, it is highly recommended for users not to connect devices to the internet when creating this Private Key. This proves that the key will be safe because it is not sent online. TokenPay regularly performs audits and verifies the integrity of the client-side private key generator it offers on its website.

3. International Debit Card

And this last feature is a very innovative breakthrough and is only owned by TokenPay. A breakthrough of integrated BlueDiamond debit card usage will be connected to your TokenPay digital wallet. So you can use it anytime either online or not.

In addition, this international debit card will allow instant access to multi-currency funds on the automated teller network. Transparent and low cost prices make BlueDiamond debit cards a very attractive mechanism for monetizing digital tokens in other asset purchases. Digital token users such as TPAY or Bitcoin can be accessed whenever needed thanks to a private real-time exchange that will become part of the TokenPay banking platform. Therefore, it is not necessary for users to convert a fixed number of digital tokens to perform fiat transactions.

You will get many benefits from this BlueDiamond Card such as:

Low admin costs for users,
ATM access globally,
Real time conversions,
Multi Currency Support
TPAY Purchase Rewards

ROADMAP

2015 Q4

eFin.com Beta version of platform launched Fall 2015

2016 Q2

Partnership with USTOCKTRADE and London Stock Exchange’s Tony Weersinghe
Feature presentation at MIT Fintech Conference

2016 Q4

Owing to overwhelming user demand for blockchain assets, founders shifted focus to cryptocurrency technology
Established corporate headquarters in the privacy-focused jurisdiction of the British Virgin Island

2017 Q1

Onboard world-class dev team to build a more secure and untraceable version of Bitcoin
Proprietary Tor network coin technology integration
Created Stealth Address and Encrypted Messaging system

2017 Q2

Launched Multi-Signature Transaction Engine
Released Linux, Windows, macOS and Paper Wallets

2017 Q3

Agreed to acquire an established bank
Added Ring Signature feature to TPAY blockchain
Zero-Knowledge Proof advanced automation added

2017 Q4

Release Whitepaper of TokenPay Token Sale

2018 Q1

Completion of Token sale
Add TPAY to notable exchanges
TPAY Apple iOS Mobile Wallet
Complete due diligence of Bank Integration

2018 Q2

TokenPay website launched for commercial use
Complete acquisition or partnership of Bank
P2P multi-screen payment platform
Global merchant services application available

2018 Q3 or Q4

BlueDiamond debit card ships to account holders

2019

TokenPay Bank to expand to new regions within APAC

TOKEN SALE DETAILS

TokenPay is launching a hard capped TPAY digital token sale to raise funds for the TokenPay project and general corporate purposes. This will allow the team the ability to add more features to the platform. The maximum raise will be 5000 Bitcoin during the token sale and the presale combined. The number of tokens issued per Bitcoin will depend on the Bitcoin raised as per the bonus structure table detailed in this whitepaper. Prospective TPAY buyers can trade any amount of Bitcoin including fractional amounts such as 0.010 Bitcoin. There will be a discount offered to early TPAY buyers that will decay with the number of TPAY claimed during the token sale. There will also be bonuses offered for referring buyers to the TPAY digital token sale. There are NO REFUNDS OR EXCHANGES once BTC has been exchanged for TPAY.